B&B Insurance question.
Hello All.Like many others I find myself out of work for the first time and am looking at ventures new. I am going down the bed and breakfast road which is something I had thought about for a long time but for later in life.My enquiry is does anybody know about insurance needed for having guests stay? I, perhaps naively, didn't really think about it as I thought guests would have their own. An American lady who is thinking about coming with a group to stay in October asked me if I had full liability cover and could I be sued in the USA if anything happened to one of the group? I now have visions of someone throwing themselves down my stairs and them ending up living the Tuscan dream in my house.I tried the forum search but no old posts and google only show sites for UK quotes. Anyone had experience in this area and does it cost more than I am likely to earn?Thanks.