The foreign bank account ( Submitted by Ugo on Sat, 04/06/2019 - 18:21 In reply to A newbie all over again! by Annec The foreign bank account ( conto estero ) is a current bank account, where payments and banking operations are carried out in a currency other than the official Italian currency, ie the euro - Normally Italian banks grant this type of account to people or companies who regularly carry out commercial transactions with foreign countries, whether or not they are resident in Italy. The account is checked by the Italian Exchange Office, and has use quotas that can be updated according to the owner's needs. The holding cost is normally high and can only be justified by a high number of annual transactions.The bank account for non-residents ( conto per non residenti ) , is a current bank account, in the official currency of the country in Italy, ie the euro - opened in the name of a person who does not have residence in Italy - every transfer inbound, generates an automatic exchange in euro with costs to be borne by the account holder. Outgoing transfers are in euros - If an outbound transfer is requested, in a currency other than the euro, the exchange will be made by the Italian bank, with costs to be borne by the account holder and exchange rates in currencies other than the euro, in line with the official Italian one. The cost of the operations is higher than that of the accounts for residents.Ugo , by Lifeinitaly.it Log in or register to post comments Unicredit do a conto Submitted by modicasa on Sun, 04/07/2019 - 02:27 In reply to A newbie all over again! by Annec Unicredit do a conto nonresidente, which costs only a few euros more than a resident account and gives you nearly all the functionality of a resident account. Log in or register to post comments Fineco even gives it for free Submitted by Ugo on Sun, 04/07/2019 - 03:05 In reply to A newbie all over again! by Annec Fineco even gives it for free - however it is good to remember that the account for non-residents does not allow the use of checks, but only ATMs and rechargeable credit cards Log in or register to post comments Fineco (Italian) also has a Submitted by stevegwmonkseaton on Sun, 04/07/2019 - 05:04 In reply to A newbie all over again! by Annec Fineco (Italian) also has a base in the UK, this is their site link. Not too sure why you need it, but if it is just for bills it may be worth looking at a combination of a pre-paid Euro credit card and/or something like Transferwise or Currencyfair. Log in or register to post comments Sorry steve , to opena an Submitted by Ugo on Sun, 04/07/2019 - 05:15 In reply to A newbie all over again! by Annec Sorry Steve , to opena an ITALIAN bank accont , the requesto to be send to the ITALIAN BANK ORGANIZATION - IN ITALY - do not exist possibility to open an Italian bank account based in Itay , via Italian bank office , placed OUTSIDE the Italian workin organization - this cause PRIVACY LAWRegarding assegno - The italian Banca d'Italia policy , and Italian Financial laws . Require an Italian Address ( residential address ) , necessary to send comunication about non PAYED assegno ( Assegno PROTESTATO ! )For this reason to the not residents bank accounts , is denied to have assegni bancari -Bank Check Log in or register to post comments The company is the same Submitted by stevegwmonkseaton on Sun, 04/07/2019 - 05:46 In reply to A newbie all over again! by Annec The company is the same (Unicredit/Fineco), but the link is for the UK and can be opened on-line, it's basically a UK Euro account. The OP would need to look at it to see if it is suitable for what they want to do. Log in or register to post comments yes is the same , but are two Submitted by Ugo on Sun, 04/07/2019 - 06:01 In reply to The company is the same by stevegwmonkseaton yes is the same , but are two branches , with different organization - Fineco, do not have sportelli bancari , but onlr agents - they can not they have no cash, to the public, in practice you cannot go to the office of a Fineco agent and ask for money or checks - they are only authorized to open current accounts and manage capital - ON PAPER! - For this reason a fineko agent can also receive a request to open a current account with a form sent via dhl the bank account of unicredit, must have the physical presence of the person requesting the opening of the current account - the physical presence of a person authorized by the applicant by means of a power of attorney Log in or register to post comments Steve , yes , are the same - Submitted by Ugo on Sun, 04/07/2019 - 05:53 In reply to A newbie all over again! by Annec Steve , yes , are the same - but not possible open a bank account based in Italy - only in uk based -the remember in UK DO NOT HAVE EURO CURRENCY AS NATIONAL CURRENCY an EURO BANK ACCOUNT in UK = CONTO ESTERO ( not in national currency - i believe even in UK , this type of bank account are ONLY for FIRM that deal in international currency business ) Log in or register to post comments Unicredit do give nonresident Submitted by modicasa on Mon, 04/08/2019 - 01:20 In reply to A newbie all over again! by Annec Unicredit do give nonresident cheque books to holders of nonresident accounts. Log in or register to post comments it is a real novelty, I do Submitted by Ugo on Mon, 04/08/2019 - 01:46 In reply to A newbie all over again! by Annec it is a real novelty, I do not understand how it can do this, it is contrary to the current legislation, maybe the bank agency asks for a customer domiciliation? Log in or register to post comments thanks, I will open it in Submitted by yumyum on Mon, 04/08/2019 - 03:06 In reply to A newbie all over again! by Annec thanks, I will open it in Italy. I will ask unicredit. Log in or register to post comments conto corrente unicredit non Submitted by Ugo on Mon, 04/08/2019 - 03:39 In reply to A newbie all over again! by Annec conto corrente unicredit non residenti - fixed expenses http://www.conto-corrente.it/il-conto-corrente-per-i-non-residenti/Pdf - file > https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=5&cad=rja&uact=8&ved=2ahUKEwiyuam1_b_hAhUhMewKHYrOCDIQFjAEegQIBBAC&url=http%3A%2F%2Fambasada.it%2Findex.php%3Fapp%3Dcore%26module%3Dattach%26section%3Dattach%26attach_id%3D11499&usg=AOvVaw374GkPR4BOtjkDAx_p1-vm Log in or register to post comments Join to ask a question!Top Questions Introductions Travel Property Society Living Italian Language Food and Wine Weddings Restaurant Review Post Search Questions Latest property in Italy Country Home - Restored in Umbertide 550 m² 4 Bedrooms 1350000 Country Home - Restored in Troina 200 m² 1 Bedrooms 125000 Villa in Modica 120 m² 2 Bedrooms 240000 Fractional ownership in Montalto delle Marche 210 m² 4 Bedrooms 125000 Country Home - To Restore in Abruzzo 180 m² 3 Bedrooms 160000 Villa in Monteverdi Marittimo 120 m² 3 Bedrooms 259000 See More Related Questions Page Format. 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