Any advice appreciated especially if

mikeoc1 Image
07/02/2016 - 06:11

Any advice appreciated especially if you have been through this process already.We are looking to buy an apartment soon.My wife qualifies for dual citizenship through her deceased mother  (have checked the criteria).Before we go through the process of establishing citizenship (and paying for translations and application) are there any views about the specific financial advantages of getting citizenship before and after  buying a property.We will be using the property as a holiday home and it would not be a prima casa.Many thanks

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NOTE , not is necessary citizenship to have the second Home in Italy  , but if you need a Prima casa , is enought a Residenza Elettiva  ( Italian particularly Permit of Stay , with you can't have a job in Italy ) 

Many thanks Steve and Ugo.Just picked this up from an American bulletin board An Italian citizen living abroad who is registered in the AIRE of the commune where the property is located is entitled to the prima casa benefits even though the citizen may rarely visit the property. By comparison the American and EU citizens must be residents in the commune. It looks now as if there could be an advantage...any views out there ?  

An Italian citizen, retains all rights reserved to Italian citizens, even though he lives 365 days a year on Mars! :) And this means that if   him have not already a first home, can buy  a first home in any part of  Italy. Whereas if  him  already have a first home, can NOT buy a second first home, unless,  has received the house of which he is owner in Italy by inheritance or donation, or have purchased this first home for over 20 years.

If your wife got her citizenship before the purchase then yes, she would pay 2% tax onthe purchase as prima casa instead of the 9% you would pay (assuming its not prima casa for you adn you have no intention of taking residence).  Taxes are based on rateable value and not on the price paid.  .  Obviuolsy if you buy half each, you would still pay as a non citizen, unless you were opting for prima casa and taking residence.    From then on there may be may not be advantages, as it is up to the comune as to whether someone registered in the AIRE pays local taxes or not.   The proceess would anyway take two years, so it depends whether you want to wait to get a discount on the purchase or not.  

Thanks Modicasa...really helpful, but can I clarify something ?You are indicating that the process of my wife obtaining citizenship will take 2 years.This  obviously being  the pre requirement to getting the 2% tax on the prima casa purchase.Many thanks again on what seems to be a complicated issue.

To get the first home tax-discount, it is sufficient to declare, on the act of purchase, to take advantage of this right  (this thing will make for you , in the purchade deed,  the Italian Notary, if you ask him), then you will have 18 months to prove that he or citizenship or residence. Since, due to the slowness of the Italian bureaucracy, citizenship could be delayed to be recognized in good time. It will be good to ask, presenting the appropriate forms at the post office of the municipality where you bought the house, the residence Elective. Here all the explanations and even a sample form, already filled , and much more ... http://www.lifeinitaly.it/Inglese/italyresidenceguide.htm   

Modi , I humbly note that those who have Italian citizenship, is not comparable to a brexit. angelThe Italian citizenship do not missing with a referendum like that of European .An Italian citizen has no need to apply for residency, to take advantage of the rights which he is entitled by law, since he is Italian, or become suchEnrollment in registers AIRE (Register of Italians Residing Abroad), replaces the certificate residence .I write with knowledge of the facts, having been enrolled in AIRE registers, in some periods of my life and having, NOW, two children enrolled in AIRE.

Thanks Ugo, I know that.  The OP asked about citizenship not residency.  mikeoc1 - Youcan get the 2% if you buy as prima casa, but you must take residency within 18 months.   For most people the differnece between the percentages is pretty negligible once you factor in what you will need to spend to get residency.  So, if its a matter of saving a few quid at purchase think carefully.  If you are planning to move here then its a different matter. 

Thanks again Modicasa.Am I missing something here..?The difference on £80k ( a modest amount) between 2 and 9 % is about £5000.The cost of citizenship would be about £500 (I may have miscalculaed this-application, costs of translation).That is not just a few quid.After this 'an Italian citizen living abroad who is registered in the AIRE of the Comune where the property is located is entitled to the prima casa benefits even though the citizen may rarely visit the property'.What do you think ?

Taxes are paid on the rateable vlaue of the property not on the price paid.  it is quite possible that a propertyfor 80.000 has a rateable value of 20.000.   It depends where you are buying and when the property was last updated at the catasto. If you are registered in the AIRE can you get prima casa benefits - yes, in most comunes.  The benefits for a home owner are that at the moment you pay no IMU as a prima casa owner, but you will pay more for refuse collection usually.  However each comune can decide if and how much they charge AIRE owners.   In my area 3 out of the 7 surrounding comunes do not give AIRE owners exemption.   So, it may be worth asking the comune where you are planning to buy what their policy is.  

"   In my area 3 out of the 7 surrounding comunes do not give AIRE owners exemption.   So, it may be worth asking the comune where you are planning to buy what their policy is - "MODI , italy do not is bangladesh , as you insist to show ! ( but I really do not understand why you insist to sell houses in this remote navel of the world at your poor countrymen who then always find themselves with a lot of problems of survival )- The Italian AIRE LAW is applicable in all italian commune - if they do not apply , it's possible that peoples DO NOT ARE IN LINE WITH AIRE REQUIREMENTS , that is > copy of AIRE Register - I refuse to think that in Sicily, a land of ancient culture, all municipal employees, live on their own private cloud, and maybe even apply the law of the kingdom of Aragon ... as you want to give to understand -

Thanks-that's a good idea.We are hoping to buy in Veneto.I think the catastral values will be higher there than the r/v you mention, so it may still be worth pursuing prima casa.Your advice has been really helpful and much appreciated !

Ugo instead of insulting people why not read the document issued by the comune of Firenze - hardly bangladesh - for IMU 2016 - which says 'Per le abitazione possedute dagli altri cittadini italiani residenti all'estero ed iscritti all'A.I.R.E., NON PENSIONATI nei rispettivi paesi di residenza, deve continare ad esser corrisposta l'IMU, come negli anni scorsi, applicando l'aliquota ordinaria.  In questi casi non c'è assoggettamento a TASI.   

Modi , Ways, I have not insulted anyone, if you feel insulted you because you know you're in the right, while you insist on denigrating persons mentioned you have not bothered to write down the names. As for the town of Florence, it should be recalled here, where not everyone knows as well as you, the Italian geography, NOT in Sicily (region which is talking in this speech), but rather in Tuscany. simply take this document, of which you have transcribed the text, accompanied by a certificate of inclusion in the AIRE, just released from the same town of Florence, and maybe a copy of the law in force in Italy, go to a justice of the peace and sue the common . The justice of the peace, for the modest sum of € 80, instructs the cause, call, before him, the head of the municipality, denies him the provisions of law and condemns the municipality to pay court costs and repayment of amounts received <Contra Legem> (Latin legal term which translates Contrary to applicable law), including the interest calculated on the basis Allaa Italian law, in the 5% right. All of the above within the timeframe set by law, ie 60 days. However, I regret to inform you that your translation was not accurate,  here is the text in Italian> http://www.comune.fi.it/materiali/tributi/IMU-PER-I-RESIDENTI-ALLESTERO-2016.pdfModi, in Perugia, we have an excellent university for foreigners, where many of your countrymen, studied, and learned the Italian language, Perugia is a beautiful city, maybe you could visit.Here tou you , an interesting link >  https://www.youtube.com/watch?v=p_s74Y14yfM