As first steps, in the UK trySubmitted by Capo Boi on Thu, 08/20/2009 - 07:36
be prepared for lots paperSubmitted by adriatica on Thu, 08/20/2009 - 08:13
the suggestions above are as good as any... however be prepared for very detailed paperwork regarding earnings and tax returns... plus a long term working for the same company proof... also bank statemenst showing a good deal of money left over each month ...it takes ages.. and is not at all guaranteed that even after the paperwork is all done that even if you think you have met the criteria that the loan will be given...they also have very complicated mortgages and rates... not suprised i guess... and costs are quite high...they will also often get you to pay their prefered geometra for a valuation... at a cost to you ...and then turn down the loan... persistence and patience... and nothing out of the normal in your background ... are all requirements... had more people turned down than accepted and as i say it doesnt seem to matter which bank you use there are specialist agencies in the UK that deal in these sorts of things but cannot say i would reccomend any as they sometimes seem to be as hopeless and as slow as the banks they deal with...
Holiday Home or ResidenceSubmitted by karenr on Thu, 08/20/2009 - 08:24
Thanks for your comments soSubmitted by Sarah and Mark on Thu, 08/20/2009 - 08:30
In reply to Holiday Home or Residence by karenr
BCC Picena do mortgages butSubmitted by Penny on Thu, 08/20/2009 - 09:24
Barclays/WoolwichSubmitted by Fox on Mon, 08/24/2009 - 10:53
We have our mortgage with Banca Woolwich (Milan branch). Yes, it was a bit of a palaver to set up, with lots and lots of form filling and sending of pay slips etc, but no more so than in the UK (we've just changed our UK mortgage and it was equally time consuming). They were helpful and efficient and they speak good English if necessary. At the time (6 years ago) there weren't many options available to us for a euro mortgage, but I think more Italian banks offer mortgages to foreigners now.
Thanks Fox, I will pass onSubmitted by Sarah and Mark on Tue, 09/01/2009 - 07:49
In reply to Barclays/Woolwich by Fox
Try Realpoint PropertySubmitted by campagnolo on Tue, 09/01/2009 - 12:19
Try Realpoint Property at www.realpointitaly.comThey use a mortgage broker who works with various lenders and deals with clients world-wide.