I've been trying to set up a direct debit on my Italian bank account to pay ENEL via the ENEL site but either it doesn't, 'take' or else it seems to work but checking later the direct debit has dropped out.
I usually drive to Italy with my old style UK paper drivers licence with no photo. Back in early 2020 this was also good to show for car hire. Have the rules changed since Brexit? is an old style UK paper licence still valid for
Just in case it might help anyone not already aware. My comune is discounting the costs of IMU by 37.5% for second home owners resident abroad who are in receipt of a recognized pension as proof of retired status.
Any recommendations on an Italian bank? I have used MPS for years and they are fine and I can manage stuff online but they seem expensive, I assume to pay for an extensive branch network.
The below is taken from 'comunebagnidilucca.com/home/servizi/servizi contabili/articolo'
Para 1 is a copy extract and refers to 2021 and talks of a 2021 reduction to IMU for Italian pensions resident abroad so only 50% due.
Para 2 is a link further down the same page for IMU 2022 and has an increased 62.5% reduction but this time does not specify that it applies only to Italian pensioners living abroad.
Worth checking out. Good luck.
Regards
1. Aggiornamento Annualita 2021
Sempre in tema di agevolazioni, scompare quella per una sola unità immobiliare posseduta dai cittadini italiani non residenti nel territorio dello Stato e iscritti all’ Anagrafe degli italiani residenti all’estero (AIRE), già pensionati nei rispettivi Paesi di residenza.
2.
Riduzione IMU per i pensionati residenti all’estero (art. 1, comma 743, della Legge 234/2021- Legge di Bilancio 2022). Limitatamente all'anno 2022 è ridotta al 37,5% l'IMU relativa ad una sola unità immobiliare ad uso abitativo, non locata o non data in comodato d'uso, posseduta in Italia a titolo di proprietà o usufrutto da soggetti non residenti nel territorio dello Stato che siano titolari di pensione maturata in regime di convenzione internazionale con l'Italia, residenti in uno Stato di assicurazione diverso dall'Italia. Ciò significa che mentre nel 2021 per tali soggetti la riduzione d’imposta era pari al 50%, nel 2022 essa sale al 62,5%
If you want I will look at your comune site if you just tell me the name of the comune, and reply via this forum. Note that a comune might cover several villages so the comune might not be just a single place. But don't give me any personal details at all. However your agent should be able to answer.
I happened across it by chance looking at the payments site for my local comune in Tuscany, the below is for IMU and a cut&paste from the relevant council site. I can only speculate whether it is unique to my comune. I doubt it is an exception. In the below paste it is for 2022 but that is just because the paste is about 2022 IMU payment. In translation; the IMU charge is reduced to 37.5% of the normal total cost (so 62.5% discount if that makes sense), it is for a single property, not rented out, and owned by someone not resident, with a pension that is internationally recognised as such (UK and Italy do have a bilateral pension recognition). I have clarified that a UK occupational pension ensures entitlement rather than only a UK state pension. Both pensions are accepted as they just need to be national pensions rather than Italian pensions. I am a UK citizen. I was late picking up this IMU benefit so I am having to claim a refund towards next year costs. To stake my claim I arranged for a letter to be sent for the IMU and the TARI reduction of 2/3 so actually only paying 1/3. My advice is putting something in writing once you have confirmation of the two discounts and a contact as the council ignored my general enquiries email so I had to phone them.
Soggetti residenti all’estero pensionati
Per effetto dell’art. 1 comma 743 L. n. 234/2021, limitatamente all’anno d’imposta 2022, l’IMU è ridotta al 37,5% per una sola unità immobiliare a uso abitativo, non locata o data in comodato d'uso, posseduta in Italia a titolo di proprietà o usufrutto da soggetti non residenti nel territorio dello Stato che siano titolari di pensione maturata in regime di convenzione internazionale con l'Italia, residenti in uno Stato di assicurazione diverso dall'Italia.
I hope you found somewhere. I would have just done a search for 'frantoio + name of your location'. Many agriturismo will also sell olive oil that they have had pressed via their local frantoio.
This is really useful information as i was completely unaware of the facility, so thanks. I guess the Agenzie Entrate part is similar to what we have in the UK via the gov.uk gateway. The difference is that the initial identity verification via the SPID has various service partners and it is not free for someone outside Italy, plus most options at least require an online verification appointment using documents and a camera. Also need a Telegraph, Syke or Google Meet for the video verification call, assuming the docs are accepted. Alas, I have tried and failed the document test as while my passport was okay my codice fiscale card was issued way back by the Ministero Delle Finanze rather than being a new type card issued by Agenzie Delle Entrate which has a card code on the reverse. The codice fiscale also needs a letter of authentication that is less than 6 months old issued by an Italian consular office. I didn't have any of the other identity docs such as Carta Sanitaria and Carta per i Servizi as i think those are only if Italian resident. I shall try via the Poste when next in Italy and i will try to get a new style Codice Fiscale tesserina. I should have guessed it would not have been straightforward.
I have total sympathy for this predicament through personal family experience and the lessons are to compromise to get something and a resolution or risk a lingering problem with cost risk and ultimately getting nothing and the next lesson is not to pass on a problem to my kids.
Alan, as a backstop I have written out that on a single sheet that i want my property/assets in Italy to be distributed as per my English will. This can be written in English or Italian and just needs your signature and date and to be filed alongside any English will. Of course eventually the English version would need to be translated but then so would the English will. This is to try and avoid Italian 'eredi necessari' hierarchy rules applying. Others might say that this is not totally reliable, fair enough, and that plan B would be to transfer it now to heirs, but that then means they have to take on paying the taxes, costs, etc otherwise HMRC will not regard it as a valid transfer.
Good link from Alan. Bologna is mainly flat and underrated with lots of covered arcades. Parma ditto. Also a foodie region. Milan is pretty good as a city break that pretty good with accessibility.
There is a tour trip cabin at Ponte della Maddalena, at Borgo a Mozzano that does sells trips. Nice restaurant and bar across the road from the bridge. Nearby towards the Campo sportivo an actual wall that was an anti tank barrier. Easily missed and it would have once straddled the road. There are odd fortifications but mainly trenches overlooking roads. There are various bunkers on the road that climbs up to Lucca from Pisa.
Comments posted
The below is taken from 'comunebagnidilucca.com/home/servizi/servizi contabili/articolo'
Para 1 is a copy extract and refers to 2021 and talks of a 2021 reduction to IMU for Italian pensions resident abroad so only 50% due.
Para 2 is a link further down the same page for IMU 2022 and has an increased 62.5% reduction but this time does not specify that it applies only to Italian pensioners living abroad.
Worth checking out. Good luck.
Regards
1. Aggiornamento Annualita 2021
Sempre in tema di agevolazioni, scompare quella per una sola unità immobiliare posseduta dai cittadini italiani non residenti nel territorio dello Stato e iscritti all’ Anagrafe degli italiani residenti all’estero (AIRE), già pensionati nei rispettivi Paesi di residenza.
2.
Riduzione IMU per i pensionati residenti all’estero (art. 1, comma 743, della Legge 234/2021- Legge di Bilancio 2022). Limitatamente all'anno 2022 è ridotta al 37,5% l'IMU relativa ad una sola unità immobiliare ad uso abitativo, non locata o non data in comodato d'uso, posseduta in Italia a titolo di proprietà o usufrutto da soggetti non residenti nel territorio dello Stato che siano titolari di pensione maturata in regime di convenzione internazionale con l'Italia, residenti in uno Stato di assicurazione diverso dall'Italia. Ciò significa che mentre nel 2021 per tali soggetti la riduzione d’imposta era pari al 50%, nel 2022 essa sale al 62,5%
Babs
If you want I will look at your comune site if you just tell me the name of the comune, and reply via this forum. Note that a comune might cover several villages so the comune might not be just a single place. But don't give me any personal details at all. However your agent should be able to answer.
Alan
I happened across it by chance looking at the payments site for my local comune in Tuscany, the below is for IMU and a cut&paste from the relevant council site. I can only speculate whether it is unique to my comune. I doubt it is an exception. In the below paste it is for 2022 but that is just because the paste is about 2022 IMU payment. In translation; the IMU charge is reduced to 37.5% of the normal total cost (so 62.5% discount if that makes sense), it is for a single property, not rented out, and owned by someone not resident, with a pension that is internationally recognised as such (UK and Italy do have a bilateral pension recognition). I have clarified that a UK occupational pension ensures entitlement rather than only a UK state pension. Both pensions are accepted as they just need to be national pensions rather than Italian pensions. I am a UK citizen. I was late picking up this IMU benefit so I am having to claim a refund towards next year costs. To stake my claim I arranged for a letter to be sent for the IMU and the TARI reduction of 2/3 so actually only paying 1/3. My advice is putting something in writing once you have confirmation of the two discounts and a contact as the council ignored my general enquiries email so I had to phone them.
Per effetto dell’art. 1 comma 743 L. n. 234/2021, limitatamente all’anno d’imposta 2022, l’IMU è ridotta al 37,5% per una sola unità immobiliare a uso abitativo, non locata o data in comodato d'uso, posseduta in Italia a titolo di proprietà o usufrutto da soggetti non residenti nel territorio dello Stato che siano titolari di pensione maturata in regime di convenzione internazionale con l'Italia, residenti in uno Stato di assicurazione diverso dall'Italia.
I hope you found somewhere. I would have just done a search for 'frantoio + name of your location'. Many agriturismo will also sell olive oil that they have had pressed via their local frantoio.
try writing to the tourist office at 'turismo@cert.comune.palermo.it' as they might have some ideas
This is really useful information as i was completely unaware of the facility, so thanks. I guess the Agenzie Entrate part is similar to what we have in the UK via the gov.uk gateway. The difference is that the initial identity verification via the SPID has various service partners and it is not free for someone outside Italy, plus most options at least require an online verification appointment using documents and a camera. Also need a Telegraph, Syke or Google Meet for the video verification call, assuming the docs are accepted. Alas, I have tried and failed the document test as while my passport was okay my codice fiscale card was issued way back by the Ministero Delle Finanze rather than being a new type card issued by Agenzie Delle Entrate which has a card code on the reverse. The codice fiscale also needs a letter of authentication that is less than 6 months old issued by an Italian consular office. I didn't have any of the other identity docs such as Carta Sanitaria and Carta per i Servizi as i think those are only if Italian resident. I shall try via the Poste when next in Italy and i will try to get a new style Codice Fiscale tesserina. I should have guessed it would not have been straightforward.
I have total sympathy for this predicament through personal family experience and the lessons are to compromise to get something and a resolution or risk a lingering problem with cost risk and ultimately getting nothing and the next lesson is not to pass on a problem to my kids.
Alan, as a backstop I have written out that on a single sheet that i want my property/assets in Italy to be distributed as per my English will. This can be written in English or Italian and just needs your signature and date and to be filed alongside any English will. Of course eventually the English version would need to be translated but then so would the English will. This is to try and avoid Italian 'eredi necessari' hierarchy rules applying. Others might say that this is not totally reliable, fair enough, and that plan B would be to transfer it now to heirs, but that then means they have to take on paying the taxes, costs, etc otherwise HMRC will not regard it as a valid transfer.
Good link from Alan. Bologna is mainly flat and underrated with lots of covered arcades. Parma ditto. Also a foodie region. Milan is pretty good as a city break that pretty good with accessibility.
There is a tour trip cabin at Ponte della Maddalena, at Borgo a Mozzano that does sells trips. Nice restaurant and bar across the road from the bridge. Nearby towards the Campo sportivo an actual wall that was an anti tank barrier. Easily missed and it would have once straddled the road. There are odd fortifications but mainly trenches overlooking roads. There are various bunkers on the road that climbs up to Lucca from Pisa.
I do online banking and use a non Italian phone where I get my access text when I log on.