I've been trying to set up a direct debit on my Italian bank account to pay ENEL via the ENEL site but either it doesn't, 'take' or else it seems to work but checking later the direct debit has dropped out.
I usually drive to Italy with my old style UK paper drivers licence with no photo. Back in early 2020 this was also good to show for car hire. Have the rules changed since Brexit? is an old style UK paper licence still valid for
Just in case it might help anyone not already aware. My comune is discounting the costs of IMU by 37.5% for second home owners resident abroad who are in receipt of a recognized pension as proof of retired status.
Any recommendations on an Italian bank? I have used MPS for years and they are fine and I can manage stuff online but they seem expensive, I assume to pay for an extensive branch network.
Someone such as Ugo will be better but as a starter, you pay your purchase tax and the notary but as the latter usually acts for both parties then it should be a shared cost. If you were using an agent then that is a shared cost. You are not liable for any capital gains unless the seller wants you to pay that for them so they get a clear amount rather than them having to pay it out of proceeds of the sale. I've seen that done as an informal arrangement but I'm not sure it's a great idea. The seller also needs to settle up any taxes and utilities to date of transfer.
Not sure what happens with a house not yet habitable but eventually, if not now, you will be on a second home tariff if not main residence. It is essentially a tax via a high standing charge so low usage makes little impact. Same with gas so I use bottle gas to avoid another high gas tariff. I am sure others will be along to advise on inhabitable homes. Finally you will automatically be charged for TV license on your electric do you might want not do a disdetta to avoid the charge until you have a TV.
Very likely now of nice historical value so best frame it but before you do and when next on Italy pop into a main post office and ask but be prepared for a nil value. We had some issued in the 70s and the records were all clerical, the issuing post office had closed so we had to take a day to go to where the records had been moved. We also had to have Italian proof that legitimate heirs.
A good time to buy and the process is very straightforward but I would suggest you initially rent where you might buy for a year to confirm its right for you in terms of travel, getting to know an area and just getting things done, etc as selling is much difficult than UK.
One option is to ask neighbour who they could recommend for gardening as they might use or know someone. Another is ask the commune if they can advise on a gardener assuming it is a small place. Finally check if there is a Pro Loco in the place who can sometimes help or point you in the right direction.
Chris18. I agree about the trattoria which I assume is the one at the Agip petrol station. For the tunnel my experience is need to pay toll either way and not covered by Swiss vignette.
Chris18. I agree about the trattoria which I assume is the one at the Agip petrol station. For the tunnel my experience is need to pay toll either way and not covered by Swiss vignette.
Good advice from Alan. Getting across Switzerland or Italy toll free is a non-starter. France used to be okay when most roads were at 90kph but last time the limits had all been reduced to 80kph which is just too slow even for a relaxed trip. Option is either Alan's route or a mix of French toll and non toll on the route Arras, Reims, chalons-en-champagne, Langres, Besancon, Lausanne, great San Bernard.
Completely agree with comprehensive reply from modicasa. I live in UK but have a place in Italy which my British solicitor told me needs to be covered by an Italian will but my experience is that certain direct relatives have rights that cannot be over-ruled by any will.
Grazie Modicasa, I should have guessed it was somehow raising more cash. Silly me. It's a shame that second homes have become such a target for taxes from councils to utilities. It depresses prices as owners through inheritance try to sell the old family home and the only link to original family village. I look forward to my single F24 bank debit!
Comments posted
Someone such as Ugo will be better but as a starter, you pay your purchase tax and the notary but as the latter usually acts for both parties then it should be a shared cost. If you were using an agent then that is a shared cost. You are not liable for any capital gains unless the seller wants you to pay that for them so they get a clear amount rather than them having to pay it out of proceeds of the sale. I've seen that done as an informal arrangement but I'm not sure it's a great idea. The seller also needs to settle up any taxes and utilities to date of transfer.
Not sure what happens with a house not yet habitable but eventually, if not now, you will be on a second home tariff if not main residence. It is essentially a tax via a high standing charge so low usage makes little impact. Same with gas so I use bottle gas to avoid another high gas tariff. I am sure others will be along to advise on inhabitable homes. Finally you will automatically be charged for TV license on your electric do you might want not do a disdetta to avoid the charge until you have a TV.
Very likely now of nice historical value so best frame it but before you do and when next on Italy pop into a main post office and ask but be prepared for a nil value. We had some issued in the 70s and the records were all clerical, the issuing post office had closed so we had to take a day to go to where the records had been moved. We also had to have Italian proof that legitimate heirs.
A good time to buy and the process is very straightforward but I would suggest you initially rent where you might buy for a year to confirm its right for you in terms of travel, getting to know an area and just getting things done, etc as selling is much difficult than UK.
One option is to ask neighbour who they could recommend for gardening as they might use or know someone. Another is ask the commune if they can advise on a gardener assuming it is a small place. Finally check if there is a Pro Loco in the place who can sometimes help or point you in the right direction.
Chris18. I agree about the trattoria which I assume is the one at the Agip petrol station. For the tunnel my experience is need to pay toll either way and not covered by Swiss vignette.
Chris18. I agree about the trattoria which I assume is the one at the Agip petrol station. For the tunnel my experience is need to pay toll either way and not covered by Swiss vignette.
Good advice from Alan. Getting across Switzerland or Italy toll free is a non-starter. France used to be okay when most roads were at 90kph but last time the limits had all been reduced to 80kph which is just too slow even for a relaxed trip. Option is either Alan's route or a mix of French toll and non toll on the route Arras, Reims, chalons-en-champagne, Langres, Besancon, Lausanne, great San Bernard.
Completely agree with comprehensive reply from modicasa. I live in UK but have a place in Italy which my British solicitor told me needs to be covered by an Italian will but my experience is that certain direct relatives have rights that cannot be over-ruled by any will.
Grazie Modicasa, I should have guessed it was somehow raising more cash. Silly me. It's a shame that second homes have become such a target for taxes from councils to utilities. It depresses prices as owners through inheritance try to sell the old family home and the only link to original family village. I look forward to my single F24 bank debit!