the Bank of Italy announced that there are some banks or financial institutions, which are present in Italy, which are not authorized to operate in the Italian market, as it does not on the lists of the bank 's Italy - We strongly recommend not to
Property for sale in Umbria , near Todi , 150 km from Rome Airport and 45 from Perugia airport ( direct Raynair flights to London ) – the property is 600 sqm restored in 2004 , fully living with a 5000.mq private land .
Paul , Ubi banca has joined Banca Intesa - within 2/3 months, you will receive a communication, in which they will tell you that your current account has been transferred to the new bank and you will be assigned a - manager - that is a person who follows you for any necessity. Just send him an email, and he will activate the service on your account - I don't know when melanieclark, he got the code, on a phone number that isn't his - Now, I don't know it's possible - l The only way is for someone to buy a phone sim with your document and do the whole process, with a power of attorney or proxy, at a bank branch, then send you the sim by post. I have been using this procedure, on Banca Intesa, for some years.
to make your bank account work, with a simple mobile phone, simply activate, directly from your current account, or perhaps by sending an email to your bank, the service called OTM
- one time password - with this system your current account, sends a code to your mobile number, with which you authorize the payment - all Italian banks have this system, especially for the elderly, who are not familiar with smartphones - I use it too, it prevents the possibility that someone, haker, is inserted into your smartphone - it usually costs 10 euros per year - and it is very practical. For wind, the receipt of the banking sms has no cost
soon all the nations of the world will protect their citizens, in the only currently known way, quarantine - these limits to our freedom of movement, will become an integral part of our lives - at least until a vaccine is found - What worries , is that after Covid-19 ... 20 will arrive .. and so on
it is likely that this virus will force us ALL into the borders of their habitual residence nations, effectively nullifying a hundred and more years of achievements of individual freedom and interaction among the peoples of the earth - this event, the results of which are very similar to a war world, is the result, of the expansionist policy of a particular nation, in which respect for the rest of the other peoples of the world has been confined to the basement. in all this scenario, Brexit is like a drop of water in the sea.
if you leave from lake orta in the direction of Dover and vice versa - with a good car, crossing germany, you should be at your destination, with 1/2 stops just to get petrol - to eat, maybe it's better to bring something from home - about to Brexit, Italy does not decide but the eu of which Italy is a part, and even if Italy would gladly do without this novelty, unfortunately it will have to adapt :(
in this case, you should SEND AN EMAIL IMMEDIATELY - to your bank - MAYBE TO THE DIRECTOR OF THE AGENCY WHERE YOU OPEN THE BANK ACCOUNT - WITH URGENT WRITING!, and ask for information - personal bank details, they are not public -
before sending the email - that is, NOW !! I recommend that you change the password to access your current account -
the simplest option would be to open a current account at a bank in Italy and communicate the details of the account to the companies that provide the services (electricity, water, gas ..)
In most cases, this operation also includes an Italian phone number
from your surname, it seems that you are an Italian citizen, if you are not, now that you have bought a house in Italy, you can easily apply for <elective residence> in Italy -
more information, here> https://www.lifeinitaly.it/Inglese/italyresidenceguide.htm
great britain, is preparing for BREXIT, from December, exits from the shenghen treaty - for all european nations, it will be, for the purposes of law, a not-eu country - and equally for the UK, the whole EU will be a normal third country - Probably the quarantine will be reciprocal -
Do you come to Italy as a tourist or as a resident?
bank do not issue the INVOICE - bank only give you payment remember
To have invoice , in Italy , you has to have Partita IVA = VAT NUMBER - for have it , you has to have a FIRM . Maybe you can receive payment remember from service supplier , for electricity , water ,gas , phone line ...etc .
Londlors do not give you payment remember each months , on the rent contract is writted that you has to pay rent , each month -
it's you who must remember to pay -
you probably gave the homeowner the details of your bank current account, which he communicated to his bank, which, according to the interbank payment procedure called SEPA (form that you should have signed) - made a request, to your bank to withdraw from your bank account, every month, the sum of the rent + condominium charges.
In the contract it is also written <Insieme con il pagamento della prima rata del canone annuale, il conduttore versa una quota di acconto non superiore a quella di sua spettanza risultante dal rendiconto dell’anno precedente. Per le spese di cui al presente articolo i conduttori versano una quota mensile di euro 200,00 (duecento/00) salvo conguaglio>
= Together with the payment of the first installment of the annual fee, the tenant pays a deposit not exceeding that due to him resulting from the previous year's report. For the expenses referred to in this article, the tenants pay a monthly fee of € 200.00 (two hundred / 00), subject to adjustment -
no one supported you when you signed the rental contract and explained, in your language, what did you sign?
Comments posted
Paul , Ubi banca has joined Banca Intesa - within 2/3 months, you will receive a communication, in which they will tell you that your current account has been transferred to the new bank and you will be assigned a - manager - that is a person who follows you for any necessity. Just send him an email, and he will activate the service on your account - I don't know when melanieclark, he got the code, on a phone number that isn't his - Now, I don't know it's possible - l The only way is for someone to buy a phone sim with your document and do the whole process, with a power of attorney or proxy, at a bank branch, then send you the sim by post. I have been using this procedure, on Banca Intesa, for some years.
to make your bank account work, with a simple mobile phone, simply activate, directly from your current account, or perhaps by sending an email to your bank, the service called OTM
- one time password - with this system your current account, sends a code to your mobile number, with which you authorize the payment - all Italian banks have this system, especially for the elderly, who are not familiar with smartphones - I use it too, it prevents the possibility that someone, haker, is inserted into your smartphone - it usually costs 10 euros per year - and it is very practical. For wind, the receipt of the banking sms has no cost
Mark,
sorry, but instead of hunting the buts and ifs - is it no longer logical to send an email or call the landlord and ask him for an explanation?
Alan ,
soon all the nations of the world will protect their citizens, in the only currently known way, quarantine - these limits to our freedom of movement, will become an integral part of our lives - at least until a vaccine is found - What worries , is that after Covid-19 ... 20 will arrive .. and so on
it is likely that this virus will force us ALL into the borders of their habitual residence nations, effectively nullifying a hundred and more years of achievements of individual freedom and interaction among the peoples of the earth - this event, the results of which are very similar to a war world, is the result, of the expansionist policy of a particular nation, in which respect for the rest of the other peoples of the world has been confined to the basement. in all this scenario, Brexit is like a drop of water in the sea.
Alan ,
if you leave from lake orta in the direction of Dover and vice versa - with a good car, crossing germany, you should be at your destination, with 1/2 stops just to get petrol - to eat, maybe it's better to bring something from home - about to Brexit, Italy does not decide but the eu of which Italy is a part, and even if Italy would gladly do without this novelty, unfortunately it will have to adapt :(
Mark d,
in this case, you should SEND AN EMAIL IMMEDIATELY - to your bank - MAYBE TO THE DIRECTOR OF THE AGENCY WHERE YOU OPEN THE BANK ACCOUNT - WITH URGENT WRITING!, and ask for information - personal bank details, they are not public -
before sending the email - that is, NOW !! I recommend that you change the password to access your current account -
Paul,
the simplest option would be to open a current account at a bank in Italy and communicate the details of the account to the companies that provide the services (electricity, water, gas ..)
In most cases, this operation also includes an Italian phone number
from your surname, it seems that you are an Italian citizen, if you are not, now that you have bought a house in Italy, you can easily apply for <elective residence> in Italy -
more information, here> https://www.lifeinitaly.it/Inglese/italyresidenceguide.htm
Alan ,
great britain, is preparing for BREXIT, from December, exits from the shenghen treaty - for all european nations, it will be, for the purposes of law, a not-eu country - and equally for the UK, the whole EU will be a normal third country - Probably the quarantine will be reciprocal -
Do you come to Italy as a tourist or as a resident?
Mark D
bank do not issue the INVOICE - bank only give you payment remember
To have invoice , in Italy , you has to have Partita IVA = VAT NUMBER - for have it , you has to have a FIRM . Maybe you can receive payment remember from service supplier , for electricity , water ,gas , phone line ...etc .
Londlors do not give you payment remember each months , on the rent contract is writted that you has to pay rent , each month -
it's you who must remember to pay -
you probably gave the homeowner the details of your bank current account, which he communicated to his bank, which, according to the interbank payment procedure called SEPA (form that you should have signed) - made a request, to your bank to withdraw from your bank account, every month, the sum of the rent + condominium charges.
In the contract it is also written <Insieme con il pagamento della prima rata del canone annuale, il conduttore versa una quota di acconto non superiore a quella di sua spettanza risultante dal rendiconto dell’anno precedente. Per le spese di cui al presente articolo i conduttori versano una quota mensile di euro 200,00 (duecento/00) salvo conguaglio>
= Together with the payment of the first installment of the annual fee, the tenant pays a deposit not exceeding that due to him resulting from the previous year's report. For the expenses referred to in this article, the tenants pay a monthly fee of € 200.00 (two hundred / 00), subject to adjustment -
no one supported you when you signed the rental contract and explained, in your language, what did you sign?